NFA · INSIGHTS · MARKET
MARKET·April 8, 2026·6 min read·NFA Editorial

Why your hardwood quote keeps going up — and what's actually driving material costs

Tariff uncertainty, mill consolidation, and shipping costs have pushed flooring materials up 18–40% in the last 18 months. Here's what's actually behind the numbers and how to plan around them.

Wide-plank hardwood floors in a home interior

Anyone who's quoted a flooring job in the last 18 months has had the same conversation twice: once with the homeowner who saw a price online, and once with the supplier who told them that price was from 2023. Material costs across the flooring industry have climbed roughly 18–40% depending on the category, and the increase is not slowing in the way most analysts predicted last fall. If you're in the middle of a project, you're feeling it. If you're planning one, here's what's actually behind the numbers.

The first driver is tariff uncertainty. A meaningful slice of mid-tier engineered hardwood, LVP, and ceramic tile entering the U.S. flows through China, Vietnam, and Cambodia. Tariff schedules on those categories changed three times in 2025, and importers price defensively — they pad quotes against the next reset, which gets baked in even when the new round doesn't land. The second driver is mill consolidation. Three of the largest North American hardwood mills merged or restructured in the last 24 months, and consolidated capacity tends to push up posted prices, not down.

The third driver is more boring and more durable: trucking. Diesel costs are off the highs of 2022 but warehouse-to-jobsite freight rates haven't normalized, and most flooring is freight-heavy by weight. A pallet of porcelain that cost $180 to deliver to Reno in 2021 is closer to $260 today. None of that shows on the SKU label — it shows up at the bottom of the invoice as 'delivery' or 'fuel surcharge,' and it's the line item that surprises homeowners who've been comparing showroom-floor prices.

What you can do about it: lock pricing in writing for jobs more than four weeks out (NFA's standard contract template handles this), specify a single-source brand whenever possible to avoid two-pallet logistics, and ask any contractor you're interviewing how they handle material price changes mid-project. The honest answer is 'we eat small swings under 5% and we call you for anything bigger.' If they tell you their pricing 'doesn't change once it's signed,' read the contract twice — that promise usually has carve-outs you wouldn't notice on a casual read.